Insurers Extend ACA Provisions

Two of New Mexico’s largest insurance companies are joining some national competitors in pledging to continue some of the popular provisions of the Affordable Care Act, even if the U.S. Supreme Court overturns the law.

Representatives of Lovelace Health Plan and Presbyterian Health Plan told the Journal their companies will continue to allow children up to the age of 26 to remain on their parents’ health plans and will cover preventive health services, such as annual physicals, without charging copays. Both companies will also implement new appeals processes required by the act.

Those practices required by the ACA, also known as Obamacare, have been popular with consumers. The Supreme Court is expected to rule on the constitutionality of some of the act’s provisions this month.

Presbyterian also said it would eliminate lifetime dollar limits on policies and retroactive terminations of insurance.

“Lovelace Health Plan wants to maintain these services” because they “help contribute to lower health care delivery costs and a more streamlined administrative structure,” said Lovelace spokeswoman Laurie Volkin. “These measures also improve access to services and care for our members.”

Blue Cross and Blue Shield of New Mexico was noncommittal about continuing to offer ACA-required benefits.

Molina Healthcare of New Mexico provides Medicaid managed care services under a state contract and does not write commercial insurance.

Three of the nation’s biggest health insurers — United Health Group, Humana and Aetna — last month announced they would continue offering ongoing coverage for children and preventive services without copays.

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